List Of Is Boat Insurance Required In Texas 2022. However, many marinas do require some form of insurance if you wish to. In most states, texas included, there is no legal requirement that you carry boat or watercraft insurance.

Boat insurance in texas is absolutely necessary no matter where the boat is. No, texas does not have a law that requires boaters to carry minimum levels of boat insurance. Texas boat insurance protects your boat, everyone riding in it, and the risk of injury to others from covered claims.