+11 Am I Covered By My Insurance If I Rent A Car 2022. It also pays others if you cause injuries in an accident. If you’re not certain that you’re a “resident”, we recommend that you buy the insurance from the rental.

Well, the answer is “yes” and “no.”. Car liability coverage pays for repairs if you damage someone else’s car or property. Joel brekken, a farmers insurance agent in duluth, minnesota, explains car insurance options for rental cars.