The Best Virginia Car Insurance Rate Increase Ideas. Key legislation is driving the increase in car insurance limits, and the corresponding limits in premiums. On a national level, rates only increased by 1.8% from 2018 to 2019 — a $27 increase in yearly auto insurance premiums.

On a national level, rates only increased by 1.8% from 2018 to 2019 — a $27 increase in yearly auto insurance premiums. The national average rate for full coverage car insurance is $1,682 in 2022, but how much you’ll actually pay depends on where you live — the state you reside in is one of the. Virginia car insurance rates by age.