Awasome Is Homeowners Insurance Required In Texas Ideas. State farm ties for no. The average cost of homeowners insurance in texas is $3,080 per year, or roughly $257 a month, for an insurance policy with $300,000 in dwelling coverage.

Home insurance is not required in texas by law, but your lender may require you to purchase it as a condition of your. Get affordable texas homeowners insurance quote rates for free. What you need to know.