+11 Average Full Coverage Car Insurance Cost Nj Ideas. The average cost of car insurance in new jersey is $1,757 per year for full coverage and $847 for state minimum. In new jersey, average annual auto insurance costs increased by $86 in the past year.

Car insurance in new jersey costs $107 monthly ($1,287 per year) for minimum coverage, on average, and around. In newark, new jersey, the average car insurance costs $2,807 per year or $234 per month, based on a 2022 rate analysis by insure.com. The average car insurance cost for full coverage in the united states is $1,150 per year, or about $97 per month, according to the data pulled from quadrant information services.