Incredible Does Car Insurance Cover Parking Lot Damage References. Parked car insurance is provided to a car stored at your home or storage facility by comprehensive. If the accident was caused by another driver, their car insurance company is liable.
When driving in a parking lot and you hit or damage a car parked illegally, the owner of the illegally parked car is responsible for it. Your auto insurance won’t pay for shopping cart damage to your vehicle if you don’t have physical damage coverage. If your car was hit while it was.